The Preferred Lending Center in Idaho and Utah!

Get up to $5,000 TODAY

  • Loan Amount$

Get your cash right away when you come to
1st Choice Money Center!

We offer payday loan alternatives that are easy to apply for and available online!

As direct lenders, 1st Choice Money Center offers the best online, short-term, better-than-payday advance loans. And we do it fast too!

Need some quick cash? Can’t afford to sit on your hands waiting for the next paycheck?

Visit 1st Choice Money Center, Utah’s preferred payday money center and a trusted source for short-term loans.

We get it: Things happen. Sometimes expenses have a way of showing up on your doorstep, and you need a little extra to see you and your family through. That’s why we’re here. 1st Choice Money Center was established to provide immediate, easy-to-procure loans that were still affordable, to get you through those times when the unforeseen happens. Each one of our loan products is designed to get you the cash that you need, when you need it, while also making it easy for you to become debt-free once again.

No Credit? No Problem.

Even if you have a less than stellar credit history, you’re certain to find a loan product that’s right for your needs with 1st Choice Money Center. Our commitment to finding a solution to your cash needs doesn’t stop at your credit score. We go a little further to find a solution that’s right for you. Our most popular loan product, the installment loan, is specially designed to allow you to pay off both your principal and the interest on the loan with each payment.
This makes it easier to pay off your loan over time, while also giving you the ability to manage your budget. And because we don’t do credit checks to determine your fitness for a loan, qualifying for one has never been easier. Just when you thought you were running low on options, we come in to provide the relief and peace of mind that you need. Need a quick fix for your car or home? Looking to make a major purchase? Want to pay your bills easy and conveniently? Do all that and more with one of our loan products.

No Need for a Checking Account

While other loan centers make getting the cash that you need difficult, 1st Choice Money Center believes in keeping things simple. That’s why, when you apply for a loan with us in Utah, we don’t include a checking account or bank account as one of our requirements (Idaho residents require a checking account). We want to make sure you get the cash you need, when you need it. What’s more, our payment terms are some of the most flexible in the state, ensuring that you get the loan structure that suits your needs and budget. And the best part? You can qualify for a loan in little as five minutes. Now that’s great service when you need it most. Because that’s what we’re all about at 1st Choice Money Center: great service. We didn’t become the preferred payday money center for Utah and Idaho because of our unique loan products or easy and convenient application process. We’ve made ourselves a trusted name in personal financing on the strength of our commitment to serving you, and our dedication to making that commitment real. So bring your concerns to us. Let’s find a way to work together.

See what some of our loyal customers have to say about us!

  • 5 star review  Very friendly and professional, I loved how they just helped me out and had some much patience with me! Thank you!

    thumb Lala-Viri Perez-Prado
    8/01/2020
  • 5 star review  1st choice will always be my first choice for payday loans. They were quick to help when I called in needing help applying online. Aeisha was super helpful she stayed late to help me gather the necessary paperwork, walk me through the application, and made sure my money was deposited in my account all without having to leave my home. Thanks again for the superb customer service.

    thumb Linda Alcorn
    7/22/2020
  • 5 star review  Deanna was wonderful and patient. I was able to get a loan at this time. Very good experience.

    thumb Mary Almeida
    6/30/2020
  • 5 star review  Deanna and Jasmine are very professional and friendly!! They are so easy to with and are there to help you!!

    thumb Kima Torres
    5/06/2020
  • 5 star review  These ladies are always super awesome and willing to help if you just communicate! Recommend them of your in a bind! Love them!!!!

    thumb Haley Krepcik
    3/07/2020

Don’t hesitate.

Act now to get the cash that you need.

Contact us at 877-CASH-365 to apply for a loan today.