1-877-CASH-365
1-877-227-4365

Learn about Our Responsible Installment Loans in Salt Lake City and Idaho


For those who need money fast, determining which option is best can be confusing and intimidating. Some chose to pile debt up on credit cards, others talk about installment loans, title loans, or payday loans. The following material can help you better understand what an installment loan is, how it differs from other short term loans, and why it might be a good option for you to consider. We offer Installment Loans at all of our 25+ locations all up and down the Wasatch Front, including Utah and Idaho, or you can simply apply online.


How Installment Loans Helps


Compared to payday loans, installment loans have better rates and more reasonable terms. When you take out an installment loan, you repay the loan in increments for up to 24 months. Each payment includes interest and principal, which helps you avoid months of paying just interest. It also means your principal shrinks with every payment.


Our lower interest installment loans let you consolidate your debt without the hassle of high interest rates.


With installment loans, you don't need to worry about your two-week payday loan rolling over and accruing more interest. Instead, you can rest easy knowing that each payment contributes to the principal and interest, which means that with each payment you make, you’re making progress towards paying off your loan entirely and not just paying interest.


How 1st Choice Money Center Helps


At 1st Choice Money Center, we believe in giving you responsible loans. Our installment loans have helped countless people in Salt Lake City, Idaho, and all up and down the Wasatch Front to get the money they need in a loan that won’t lock them into to paying interest forever.


We also eliminate prepayment fees to give you greater peace of mind and help you save when you need it, and we do all of this as quickly as possible. We don't require you to have a credit check or checking account—instead, we can approve you in under five minutes.


Contact Us


Sometimes you need to make a large purchase or pay off a bill immediately, but you don't have the ready cash. In these situations, you need money, fast.


1st Choice Money Center is ready with the money you need, as soon as you need it. We have over 25 locations to benefit from our installment loans in Idaho and Utah


Apply now to get the help you need. For installment loans in Utah or Idaho, call us at 1-877-CASH-365 (1-877-227-4365). You can also visit us at any of our locations or click here to apply for a loan online.