In Logan and the surrounding northern Utah area, 1st Choice Money Center is the go-to place for affordable personal loans and collateral-free bad credit loans.

We can put cash in your pocket today, and we’re known for offering low-interest rates and reasonable repayment terms. Our application process couldn’t be easier – and unlike many other direct lenders, we don’t require you to have a bank account to get approved for a loan.

Whether you’re in a financial bind or want to make a major purchase, the 1st Choice team can get you the funds you need. Before you consider a risky, high-interest payday loan, find out why we’re the preferred lending center in Utah.


Fast Approval for Short-Term Personal Loans

Want to get your hands on some cash as quickly as possible? We’ve got you covered – you can qualify for a short-term personal loan in as little as five minutes.

We’ve streamlined our application process, and we don’t ask for much in terms of documentation. Your most recent pay stubs, proof of address and identity, and a few personal references are all that’s required.

Once we have what we need, you can expect a fast approval. You’ll get your money fast, and you’ll be more than pleased with the terms of your personal loan.

Bad Credit Loans with Favorable Terms

At 1st Choice Money Center, we offer loans to borrowers with bad credit because we believe everyone deserves to have access to affordable lending programs. We don’t even do credit checks, as we base eligibility on the ability to repay.

If you have a job and meet our minimum earning requirements, we can provide you with a personal loan without any collateral. And to get approved, you don’t need a high income – you only need to take home at least $1,000 per month.

Like all of our lending options, our bad credit loans feature low interest rates and budget-friendly repayment terms. Depending upon the program you choose, you’ll have up to two years to pay back the cash you borrow.

Payday Loan Alternatives for Logan Residents

With 1st Choice Money Center, residents of Logan, Utah, can avoid the predatory practices of payday lenders. We offer affordable payday loan alternatives, even for borrowers with bad credit or no credit history.

We can get you the cash you need in almost no time. And unlike Logan payday lenders, we report your on-time payments to the major credit bureaus to help you build or repair your credit score.

If you need to borrow emergency cash, the 1st Choice team is ready to help. For more details on our short-term personal loans and collateral-free bad credit loans, contact us or fill out our easy online application form today.