In Pocatello and the surrounding southeastern Idaho area, 1st Choice Money Center is the leading source for personal loans.

Get the cash you need from us, and you can look forward to budget-friendly monthly payments. Our installment plans come with flexible terms, too, and most borrowers can take up to two years to pay us back.

Have bad credit? That’s not a problem – we can still get you approved for a low-interest personal loan within a matter of minutes. Turn to 1st Choice, and we’ll put money in your hands as quickly as possible.

Payday Loans without the Downsides

If you’re in need of quick cash, a payday loan is an option – contact one of the many Pocatello payday lenders, and you can easily get the funds. But if you go that route, you may come to regret the decision.

Take out a payday loan, and the entire balance will be due on the day you receive your next paycheck. If you can’t pay up, you’ll face interest-only payments that will strain your budget. As such, digging yourself out of the trap and fully paying off the debt may be extremely difficult.

At 1st Choice Money Center, we offer a better alternative to payday loans. Our personal loans come with lower interest rates, reasonable terms, and affordable monthly payments. We’re here to help, as we don’t want to see anyone in Pocatello become mired in a predatory loan cycle. 

hands exchanging money

Affordable Bad Credit Loans in Pocatello

Getting quick cash can be a definite challenge when you don’t have a good credit rating, which explains the popularity of payday loans. Many people who have bad credit think they have no other option. We think they just don’t know about 1st Choice Money Center.

We offer bad credit loans to qualified Pocatello borrowers. And to qualify, you simply need to meet our minimum income requirements – which, for a personal loan, that’s only $1,000 net per month.

Our bad credit loan program also offers the benefit of helping you build a positive payment history. In other words, if you make on-time payments, you’ll be helping to repair your credit score.

Get Quick Cash from 1st Choice Money Center

The 1st Choice team is standing by, ready to provide you with a personal loan that suits your needs and budget. Applying is fast and easy, and you can qualify in as little as five minutes.

We’ve worked hard to become a trusted personal loan provider in Idaho and Utah, and we’re known for offering some of the lowest interest rates in the region. Quick cash is in your reach -- contact 1st Choice Money Center online to apply for a short-term personal loan today.