According to the FICO credit scoring system, any score under 580 is considered poor credit. Without a good understanding of what factors affect your credit score, it can be difficult to properly monitor and manage your credit score. Luckily, 1st Choice Money Center is happy to serve as a resource to those with low credit…

Summer should be a time for rest, relaxation, and spending time with friends and family. But that’s easier said than done. How can you enjoy your vacation when you’re on a tight budget? We’ll start by telling you what not to do — don’t take out a payday loan in Utah. Payday loans are predatory…

You may have heard the payday loans are predatory, but why? In this period of economic downturn, more and more people are running into financial trouble. There are many different choices when it comes to choosing a loan to help you get back on your feet, but some options are better than others. 1st Choice…

Utah’s brutal summers combined with the high cost of running the air conditioning can be a big financial burden for Utah households on a budget. Whether you’re in need of expensive air conditioning repairs, or your monthly energy bill is giving you grief, there are ways to beat the Utah heat without breaking the bank.…

Let’s face it, we all come up a little short from time to time — when there’s too much month left at the end of the money. That’s when you need a personal loan in Utah or Idaho. 1st Choice Money Center can get you the money you need, before it’s too late. Why You…

Getting a loan can be difficult if you don’t have a credit history, and it can be even more challenging when you have bad credit. After all, big credit lenders like banks have strict requirements to qualify for a loan. But all hope is not lost is you have a less-than-stellar credit score — you…