When You Need Quick Cash, Our Installment Loans Are a Practical Alternative to Payday Loans

At 1st Choice Money Center, our installment programs are designed to help you get the money you need now while providing a more manageable means of repayment. We understand that, sometimes, you just need a little help to accomplish your goals or get through a challenging time.

Our professional loan advisors are here to help. We are committed to responsible lending and we can qualify you for one of our short-term, low-interest loan programs in as little as five minutes, with no credit check. In fact, you don’t even need a bank account.

What Are Installment Loans?

Installment loans are a great alternative to payday loans and similar programs that require you to repay the balance (plus interest) in one lump sum. Instead, you repay your balance in over time, in scheduled, manageable payments.

Depending on the amount you need to borrow, you may choose between taking out a collateralized loan – one where you must pledge some type of asset as security – or an uncollateralized loan. Uncollateralized loans typically carry a higher interest rate, as they pose a greater financial risk to the lender.

Benefits of Installment Loans

Borrowing on an installment plan offers multiple benefits, especially as compared to other types of loans. Typically, you can expect a much more manageable interest rate and a longer repayment term – up to 24 months in many cases. And each payment you make will go toward paying down the principal balance, rather than just the interest.

These loans also provide maximum flexibility. You may have the option of making weekly, twice monthly or monthly payments on your loan. Whatever payment schedule you select, you will know the exact amount of your payment as well as the due date. This means you can budget and plan for repaying the loan without any balloon payments or unpleasant surprises.

The bottom line is that an installment loan sets you up for success, whereas other types of loans make it much more difficult for you to pay them off.

What’s the Best Place to Get an Installment Loan?

Choosing the right installment loan provider is critical to your financial stability. You need a lender who can get you money fast, with minimal hassles. But it is also important that you deal with a reputable lender who will not charge you an exorbitant interest rate.

At 1st Choice Money Center, we have experienced advisors who can guide you through the process. Your advisor will provide the information you need and answer all your questions, so you can select the best loan program for your needs. We can have you approved in no time, getting cash in your hand as quickly as possible.

Contact us today for the location nearest you. Or, if you prefer, you can call us or even apply online, from the convenience of your laptop, tablet or even a smartphone. We look forward to helping you with one of our low-interest installment loan programs.

We offer Installment Loans in Utah & Idaho 

Don’t hesitate.

Act now to get the cash that you need.

Contact us at 877-CASH-365 to apply for a loan today.