The Preferred Lending Center in Idaho and Utah!

Get up to $5,000 TODAY

  • Loan Amount$

Get your cash right away when you come to
1st Choice Money Center!

We offer payday loan alternatives that are easy to apply for and available online!

As direct lenders, 1st Choice Money Center offers the best online, short-term, better-than-payday advance loans. And we do it fast too!

Need some quick cash? Can’t afford to sit on your hands waiting for the next paycheck?

Visit 1st Choice Money Center, Utah’s preferred payday money center and a trusted source for short-term loans.

We get it: Things happen. Sometimes expenses have a way of showing up on your doorstep, and you need a little extra to see you and your family through. That’s why we’re here. 1st Choice Money Center was established to provide immediate, easy-to-procure loans that were still affordable, to get you through those times when the unforeseen happens. Each one of our loan products is designed to get you the cash that you need, when you need it, while also making it easy for you to become debt-free once again.

No Credit? No Problem.

Even if you have a less than stellar credit history, you’re certain to find a loan product that’s right for your needs with 1st Choice Money Center. Our commitment to finding a solution to your cash needs doesn’t stop at your credit score. We go a little further to find a solution that’s right for you. Our most popular loan product, the installment loan, is specially designed to allow you to pay off both your principal and the interest on the loan with each payment.
This makes it easier to pay off your loan over time, while also giving you the ability to manage your budget. And because we don’t do credit checks to determine your fitness for a loan, qualifying for one has never been easier. Just when you thought you were running low on options, we come in to provide the relief and peace of mind that you need. Need a quick fix for your car or home? Looking to make a major purchase? Want to pay your bills easy and conveniently? Do all that and more with one of our loan products.

No Need for a Checking Account

While other loan centers make getting the cash that you need difficult, 1st Choice Money Center believes in keeping things simple. That’s why, when you apply for a loan with us in Utah, we don’t include a checking account or bank account as one of our requirements (Idaho residents require a checking account). We want to make sure you get the cash you need, when you need it. What’s more, our payment terms are some of the most flexible in the state, ensuring that you get the loan structure that suits your needs and budget. And the best part? You can qualify for a loan in little as five minutes. Now that’s great service when you need it most. Because that’s what we’re all about at 1st Choice Money Center: great service. We didn’t become the preferred payday money center for Utah and Idaho because of our unique loan products or easy and convenient application process. We’ve made ourselves a trusted name in personal financing on the strength of our commitment to serving you, and our dedication to making that commitment real. So bring your concerns to us. Let’s find a way to work together.

See what some of our loyal customer have to say about us!

  • review rating 5  The ladies at the Fairview location are professional and so nice. I am glad I was able to go to 1st choice when I was in a bind.

    thumb Rami Sipe
    2/19/2020
  • review rating 5  Our family was in a bind moving into a new place. We needed an additional $500 to cover the move in costs the new landlord required before he would give us the keys and sign the rental agreement. We would have been without a place to stay as our last day at our old place was only 3 days away. 1st Choice Money helped us out tremendously. The loan staff stayed a little late to help us with any documents needed with the loan and made sure we got the loan in a timely manner. Thank you 1st Choice Money Loans. If I need this type of service again I will choose them.

    thumb shecky shabazz
    12/07/2019
  • review rating 5  They helped me with a loan that was needed and were very nice when I visited the office.

    thumb Daniel Jones
    11/22/2019
  • review rating 5  Very friendly Jasmine set my bank account up for me beautiful smile she's the best so helpful . I will refer all my friends

    thumb Jerry Huey
    11/15/2019
  • review rating 5  Traveling internationally soon and decided it would be wise to have a line of credit in case of an emergency. I am not interested in inuring credit card debt and considered this alternative. I have never used a short-term financial service provider before and did not know what to expect. I found Deanna and Jasmine to be gracious and easy to work with. Deanna answered all my questions and left me feeling confident in my decision. Their services are secure, safe and prompt. I would recommend them to anyone considering a short-term loan.

    thumb Cecilia Gracida
    10/29/2019

Don’t hesitate.

Act now to get the cash that you need.

Contact us at 877-CASH-365 to apply for a loan today.