Unlock Financial Freedom Today! Instant Online Loans at Your Fingertips

877 – CASH – 365

CUSTOMER LOGIN
APPLY NOW

Quick and Easy Online Loans
Up to $5,000

Discover your financial possibilities today with 1st Choice Money Center. Start planning your future with confidence!
Check If You Qualify

Short Term
Online Loans

  • Up to $5,000 cash deposited into your bank account immediately
upon approval
  • No Credit Checks
  • No Hidden Fees
  • Quick Approval Process

APPLY NOW >

Payday Loan
Alternatives

Our payday loan alternative programs let you pay off your loan over time, in easy and affordable monthly payments.

LEARN MORE >

LOAN PRODUCTS

Learn more about our loan products.

1st Choice Money Center offers a range of flexible loan products designed to meet your financial needs.

Instant Funding

Experience our revolutionary instant funding process for loans—get approved and see funds in your account almost instantly.

Learn More

Payday Loans

If you need money immediately, consider one of the 1st Choice Money Center payday loan alternatives before you agree to borrow from a payday lender.

Learn More

Personal Loans

A small personal loan is a safe, simple and quick way to get the funds you need.

Learn More

Installment Loans

Our installment programs are designed to help you get the money you need now while providing a more manageable means of repayment

Learn More

Signature Loans

Our innovative and affordable loan programs get you the money you need right now.

Learn More

No Bank Account Loans

We have affordable loan programs that can put money in your hand today, even if you don’t have a bank account.

Learn More

Bad Credit Loans

We designed our loan programs to put money in your hand when you need it, even if you don’t have a good credit rating.

Learn More

Get your cash right away WITH 1st Choice Money Center!

Secure your cash instantly with 1st Choice Money Center. Explore fast and reliable solutions today.
APPLY NOW

WHY CHOOSE 1ST CHOICE MONEY CENTER?

Visit 1st Choice Money Center, your preferred online money center.

Fast

Get expedited loan approvals and quick access to funds to meet your financial needs.

Convenient

Our services include easy online applications and efficient processing, ensuring you can secure the funds you need hassle-free.

Affordable

Secure a loan with competitive rates and flexible repayment options designed to fit your budget.

Trusted

We offer reliable financial solutions backed by years of expertise and a commitment to customer satisfaction.

GET STARTED

NEED SOME QUICK CASH?

Discover why you should choose 1st Choice Money Center for short-term loans

We get it: Things happen. Sometimes expenses have a way of showing up on your doorstep, and you need a little extra to see you and your family through. That’s why we’re here. 1st Choice Money Center was established to provide immediate, easy-to-procure loans that were still affordable, to get you through those times when the unforeseen happens. Each one of our loan products is designed to get you the cash that you need, when you need it, while also making it easy for you to become debt-free once again.

NO CREDIT? NO PROBLEM.

Our commitment to finding a solution to your cash needs doesn’t stop at your credit score.

Even if you have a less than stellar credit history, you’re certain to find a loan product that’s right for your needs with 1st Choice Money Center. Our commitment to finding a solution to your cash needs doesn’t stop at your credit score. We go a little further to find a solution that’s right for you. Our most popular loan product, the installment loan, is specially designed to allow you to pay off both your principal and the interest on the loan with each payment.

WHAT OUR CUSTOMERS SAY ABOUT US

Visit 1st Choice Money Center, Utah’s preferred payday money center and a trusted source for short-term loans.

joshua V.
Loved it great people and serves helped great AJ and Marisol
Tetoa I.
Very resourceful.
Fernanda Y.
Excelente atención, todo fue muy accesible, el proceso rápido te guian en todo, son los mejores.
Debbie P.
They were very easy to work with and used chime bank. I would highly recommend them.
SEBASTIAN APONTE N.
angelica y marisol ❤️ excelente atención al cliente muy buenas personas ❤️ recomiendo 100% la localización de milckreck
catherine M.
Emeli and Marisol are amazing great customer service, everything was explained to me perfectly, I felt welcomed as soon as I walked through the door and they made sure I understood the process and how everything works I am so very grateful for them both they are heaven sent.
Nick T.
Maria was very friendly and helpful throughout the whole process. I was in a financial jam and needed emergency assistance, and she made everything easy and stress-free. Great customer service and professionalism. I definitely recommend 1st Choice Money Center to anyone needing help in a tough situation!
Jesus N.
Buena experiencia
Angelica U.
They did an amazing job job with helping me to get a loan. I am extremely grateful
jdoerrerstl1977
fast and easy
Bob K.
We all need a little help from time to time and the great folks at 1st choice money center have always been there for me when I needed it! Thank you and I highly recommend to give them a call
Anela H.
I got approved for a first time loan and Renee was phenomenal with the service she provided in helping me navigate to get my same day loan I highly recommend this place!
Response from the owner:Thank you so much for your feedback, Anela! We're so happy we could help. If you send Renee friends or family members, you can get up to $100 with our referral bonus program! You can always call us if you have any questions.
Cody S.
I had such an amazing experience at 1st Choice Money Center! The girls at this location are absolutely incredible—friendly, professional, and genuinely caring. From the moment I walked in, they made me feel welcome and took the time to help me with everything I needed without any stress or pressure. Their customer service is top-notch, and you can tell they truly care about their customers. They made the whole process quick, easy, and actually enjoyable, which is rare these days. I highly recommend this location to anyone looking for great service and a team that goes above and beyond. Definitely a 5-star experience!
Samiuela H.
Great service. Marisol did an amazing job helping making sure I had all the right documents and working with me to get a loan
Response from the owner:Thank you so much, Samiuela. We're so happy to hear we were able to help! We also offer a referral bonus program where you can refer friends and family to Marisol and get up to $100. Feel free to call and ask any questions,
DKTK
The ladies that are there to help are fun and professional! They take time to help figure out you best option and are very creative when usual situations pop up! Nothing but great things to say! Thanks for staying 5 mins late to accommodate me! See you soon!
Response from the owner:Thank you so much for your kind feedback, we are so happy to hear we were able to help you! Please remember we also offer a referral bonus program where you can get up to $100 for referring friends and family, if you have any questions feel free to reach out to us!
Chrystal V.
Had the pleasure of working with AJ & Marisol . They were helpful and quick! Was in & out in less than 30 minutes!
Response from the owner:Thank you so much, Chrystal! We're glad we could help! Please remember we also offer a referral bonus program where you could get up to $100 for sending Marisol and Aj friends and family members.
Getsemani A.
Very helpful
Jose A.
Dulce and Jessy are amazing person , always putting other ppls needs before their , and will to help us to get the help we need to keep thriving in life , I am very grateful for this two employees , they are always so happy to help others !!!! It’s joyful, muchas gracias
angel V.
Excelente servicio
Brentina C.
Carly and Rose Mary where very helpful. I was able to get the loan I needed.
Loida O.
Mi experiencia fue muy buena. Marisol me atendió muy bien. Buen servicio y el proceso fue muy rápido y fácil.
Daniel C.
Muy buen atención con la Señorita Paola B. La empresa muy responsable y rápido todo. Excelente
mellisa C.
Very friendly!
Jr G.
Wonderful employees, great communication also very friendly and welcoming answered any and all questions I may have had ..
Jana P.
I went in and was greeted by Melanie in a very professional and happy manor. She was pleasant through the whole process and seemed genuinely interested in me and my situation. I highly recommend 1st Choice and it's personell
Response from the owner:Thank you so much, Jana. We truly appreciate your kind words and your business, we are more than happy we could help! We also offer a referral bonus program where you could refer friends and family & could get up to $100 per referral. If you ever have any questions on that, please call us.

LATEST NEWS

See All Blogs

Explore Our Blog for Insights for Financial Success.

Stay informed with insightful articles and tips on managing finances wisely and achieving your financial goals.

QUESTIONS?

Let us help you.

Take control of your finances and get in touch today! 
Contact 1st Choice
.