No Bank Account Loans

If you don’t have a checking account, you might have trouble finding a quick cash lender who will approve your application.

At 1st Choice Money Center, however, we have affordable loan programs that can put money in your hand today, even if you don’t have a bank account. Our loan programs are designed to provide a simple and affordable alternative to payday loans and other high-interest lending options.

You don’t need a checking account and you can get approved at 1st Choice Money Center in moments, even if you have bad credit or no credit.

All of our loan programs are designed to put money in your hand when you need it most. But, unlike payday lenders, we don’t charge exorbitant interest rates or require a large balloon payment to pay off the loan.

Depending on the program you choose, you can take as long as two years to repay your loan. You will have manageable monthly payments of principal and interest, so every payment goes toward reducing your loan balance. You can use the funds for whatever you need or want to, from paying off student loans to buying new furniture for your house.

If you have no credit or bad credit, it won’t affect your chance of getting approved. We never require credit checks at 1st Choice Money Center. And, for most borrowers, getting and paying off one of our loans can help boost your credit rating.

You can stop by any of our convenient lending centers and speak to a knowledgeable loan advisor. They will explain your options and help you choose the best loan program for your needs. You provide us with a few pieces of information, and you can have an approval in just a few minutes. You can also call us or use our simple and secure online application interface.

Don’t get caught in the expensive and risky payday loan cycle. Trust 1st Choice Money Center for all of your quick cash loan needs, even if you don’t have a checking account!