Installment Loans Utah

Installment Loans in Utah

When you need money fast, the options can seem overwhelming. At 1st Choice we make it simple by guiding you through the process so you and your family can responsibly choose the loan that gives you exactly what you need – and the peace-of-mind you want.

1st Choice offers Installment Loans at all of our 25 locations up and down the Wasatch Front, including Utah and Idaho. You can stop by one of our offices, call 1-877-CASH-365 (1-877-227-4365) – or simply apply online.

How Installment Loans Help

Compared to high-interest payday loans – installment loans have better rates and more reasonable terms.

When you take out an installment loan, you repay the loan in manageable increments for up to 24 months. Each payment includes interest and principal, which helps you avoid ‘the debt-treadmill’ – where you wind up paying months of interest only while the principal remains unchanged.

With an installment loan, your principal shrinks with every payment so you actually get out of debt faster.

How 1st Choice Money Center Helps

1st Choice Money Center was founded on the belief that giving people responsible loans was good business. Since then, we’ve helped members of our communities from Salt Lake City to Idaho and up and down the Wasatch Front get the cash they needed thanks to one of our low interest loans. We continued to earn their loyalty by offering reasonable terms – including waiving all pre-payment fees so our customers and their families could move on with their lives.

At 1st Choice we understand the importance of getting cash to our customers quickly – which is why we don’t require credit checks – or even a checking account – so we can approve your loan in less than 5 minutes.

We are accessible. With over 25 stores you can walk in to apply for a loan, ask a question or just say hello. Or you can reach us from the comfort of your living room by calling 1-877-CASH-365 (1-877-227-4365) or just apply online. Our goal is to get you the help you need when you need it and to make the loan process as easy as possible.

Who are our customers?

Our customers come from all walks of life: a schoolteacher with a blown gasket; a homeowner with a burst pipe, a parent whose child’s medicine suddenly doubled in price, etc.

At 1st Choice we understand that sometimes life throws you a curveball and you find yourself with needs – but not the ready cash. In these situations, you need money fast – and that’s where 1st Choice can help.

Contact Us

To find out if you qualify for one of our Installment Loans, stop by one of our 25 locations in Utah or Idaho – or call us at 1-877-CASH-365 (1-877-227-4365). You can also visit us at any of our locations or click here to apply for a loan online.