Get Quick Cash with Our Auto Equity Car Title Loans for Idaho Residents
When is an Car Equity Car Title Loan a Good Option?
Most installment loans or payday loans have a reasonable limit on how much you can borrow. At 1st Choice, we don’t want you to over-extend yourself and get in a tougher position than when you started. For that reason, we keep the loan amounts on our installment loans reasonable.
However, sometimes a $1,500 dollar loan won’t be enough to solve whatever situation you’re in. When that happens, a title loan may allow you to borrow more than a payday installment loan because you can borrow against the value of your car, which may exceed the amount you could get through a typical payday loan or installment loan.
How Does an Auto Equity Title Loan Work?
Using your car as collateral, you can simply bring in the title of your car and use its value in exchange for more money in the loan process. Once you provide us with your vehicle title and agree to pay off the loan within a certain period, we give you the cash you need. Once you repay the loan within the agreed upon time, the title is returned to you. The main benefit of title loans is it allows you to secure more money than you would otherwise get with an ordinary loan – up to $10,000 – depending on the value of the car.
With a 1st Choice title loan, you won’t get stuck paying interest only – which is a huge benefit. At 1st Choice, your title loan’s principal balance shrinks with each payment, and the pay rates are manageable.
Make 1st Choice Money your 1st Choice for an Car Title Loan
At 1st Choice, we understand sometimes life doesn’t always go as planned, so we don’t discriminate based on your earnings or credit score. We offer loans to those with bad credit – even if you don’t have a checking account! We also accept all vehicles for title loans. When you visit us at one of our 25 locations throughout Utah and Idaho, you'll experience a quick five-minute approval so you can collect your cash and be on your way.
1st Choice doesn't believe in pre-payment fees or other hidden costs. Our first priority is to help our customers get the cash they need so they can get back on their feet. Our goal is to help you become debt free, rather than saddle you with more debt. With each payment, you can feel confident knowing you are paying off your debt and making progress toward financial security.
Whether you need title loans in Salt Lake City or Boise, we have a location close to you. Come visit us at one of our nearby locations, or contact us at 1-877-CASH-365 (1-877-227-4365) for more information. We look forward to helping you pay off your debts so you can regain peace-of-mind and move on with your life.
At 1st Choice, we offer a lower interest installment loan that gets you the cash you need so you can consolidate your debts without the hassle of high interest rates or extra costs like pre-payment penalties or roll-over fees.