For a Title Loan in Utah That Fits Your Budget and Gets You the Cash You Need Quickly, Call 1st Choice Money Center!
Our auto title loans in Utah get you cash in hand now, just when you need it most. And, to help you improve your financial outlook, we offer affordable, straightforward payment plans. This allows you to budget and plan, and to get your loan balance paid back in full. We are committed to helping our customers retain – or regain – their financial footing. A car title loan in Utah gets you the money you need now, and lets you keep driving your car while you’re paying off the loan.
What Is a Title Loan?
Title loans, also known as auto equity loans, are short-term loans that use the equity you have accumulated in your vehicle for collateral.
To qualify, you must own a vehicle and have sufficient equity for the desired amount of the loan. You provide your vehicle title to the lender, who holds it until you pay off the principal balance and interest in accordance with the terms of the car title loan.
You will have an established period of time, during which you must make payment in full. If you cannot pay off your balance within the allotted time, the lender will retain ownership of your vehicle.
Ready to apply for your auto title loan in Utah? Just click on one of the links below!
Is a Title Loan Right for You?
If you don’t have strong credit – or if you have not yet established a favorable credit history – an auto title loan may be perfect for you. Rather than basing your approval on your credit rating, this type of loan is made based on the amount of equity you have in your vehicle.
Car title loans are also ideal if you need to borrow more than a payday, installment or personal loan can provide. The only limit on a title loan amount is the value of your car. In fact, some customers can borrow up to $10,000 using the equity in their vehicle.
Auto title loans in Utah provides cash quickly, without the time and hassle of credit checks, income verifications or lengthy applications.
Finding the Best Utah Title Loan Provider for You
At 1st Choice Money Center, we provide quick approval and funding of auto title loans, so you get the money you need immediately. You can use the proceeds in any way you choose – it’s totally up to you.
Even better, we provide you with a manageable repayment plan that allows you to pay down both principal and interest in reasonable monthly payments. Our programs have no prepayment penalties, so you can pay off your Utah car title loan as quickly as you’d like. Likewise, you won’t find any hidden fees or costs in our loans. Just simple, straightforward repayment terms that fit your budget and your lifestyle.
Stop by one of our convenient Utah branches today to talk with a loan advisor about our auto title loans. Or, if you prefer, you can apply by phone or submit your application online. 1st Choice Money Center looks forward to helping you with all of your Utah car title loan needs.