In parts one and two of this multi-part blog series, we’ve gone over some simple ways homeowners can go about upgrading their spaces even if they’re somewhat tight on funds. You can make real improvements to your home without huge costs in many cases, and knowing how to do so is vital if such upgrades are needed and you don’t have too much money available for them.

At 1st Choice Money Center, we’re happy to offer a variety of installment loan types that are perfect for those who need a quick infusion of cash, such as title loans offered to a variety of Utah clients. In today’s final entry into our series, we’ll look at a few more ways you can go about arranging upgrades or home improvements without breaking the bank.

Needs Over Desires

While it’s just fine to occasionally treat yourself to a little something extra, it’s important to be mindful of what kinds of changes or additions will actually improve your quality of life as opposed to those that are simply nice to have. It can be tough to stay disciplined in this way, but doing so will help ensure that you’re getting the most out of any money you do spend on upgrading your home.

Think Long-Term

When you’re considering making changes to your home, it’s important to think about how those changes will affect you not just now but also down the road. Will that new sofa be comfortable enough to last for years, or will it start to show its age after only a few months? It’s often worth spending a bit more upfront on items that will last longer, as they’ll save you money in the long run.

Do It Yourself

In some cases, it’s possible to take on home improvement projects yourself instead of hiring someone else to do them. This can obviously be a great way to save money, but it’s important to make sure you’re actually capable of completing the project before taking it on. There’s nothing worse than starting a job only to find out half-way through that you’re in over your head!

Utilize Government Programs

In some cases, there may be opportunities to take advantage of government programs that can help you with the costs of upgrading your home. These programs vary from place to place, so it’s worth doing some research to see what might be available to you.

For instance, if your home needs an energy upgrade, performing an energy audit may allow you subsequent discounts on certain energy-saving products.

Get a Loan

Last but not least, remember that taking out a loan can also be a great way to finance home upgrades without breaking the bank. At 1st Choice Money Center, we’re happy to offer a variety of installment loan types that are perfect for those who need a quick infusion of cash, with helpful and robust programs that offer great alternatives to predatory payday loans (which we do not offer).

For more on this subject, or to learn about any of our short-term loans for Utah clients, speak to the staff at 1st Choice Money Center today.