Avoid Payday Loans in Utah This Summer by Vacationing on a Budget

Summer should be a time for rest, relaxation, and spending time with friends and family. But that’s easier said than done. How can you enjoy your vacation when you’re on a tight budget? We’ll start by telling you what not to do — don’t take out a payday loan in Utah. Payday loans are predatory and risky, and they have the potential to leave you worse off than you started. 1st Choice Money Center knows that payday loans aren’t the solution to your summer blues, which is why we compiled this guide to enjoying summer vacation on a budget.

Avoid Payday Loans

Go Camping

When you go camping at one of your state parks, the rates are unbeatable. If you bring your own tent, you’ll only have to pay to reserve the campground and park your car, which usually totals to between $20 and $50 per night for in-state plates.

But if sleeping on the ground isn’t really your thing, renting a small cabin or yurt in a state park is another option. It’s a little more pricey, but still won’t break the bank. During the summer season, these accommodations usually cost around $100 to $150 in Utah.

Many campgrounds in Utah have pond or lakeside beaches for swimming and fishing. You can also go hiking, biking, and boating. Activities where you have to rent equipment might have fees, but exploring the great outdoors is free. And since you’ll be in the woods, you won’t be spending anything on going out to eat.

If you want to kick your budget vacation up a notch, travel to a national park instead for a change of scenery.

Vacation on Weekdays

Anywhere you stay overnight — even campgrounds — is likely to have higher fees on the weekends. If it’s possible to take your vacation during the week, that’s the best time to go. Plus, not only will you save money, but it’ll also be less crowded.

Visit Family

If you have family out of state, heading over for a visit is a great way to get a change of scenery, all with free room and board! If they’re within driving distance, that’s even better. While you’re there, you can take your family out to dinner, help out around the house, run errands, or look after younger family members in order to return the favor.

Take Out a Small Personal Loan in Utah

Maybe the great outdoors isn’t your thing. Maybe your job won’t allow you to travel on weekdays. Maybe your family drives you crazy. If you really want to travel but these tips aren’t cutting it, think about looking into personal loans in Utah. Whether you want to take your spouse on the anniversary trip they deserve or you want to be able to visit family that lives overseas, 1st Choice Money Center can help. The loan programs we offer aren’t high risk like payday loans because we have better rates and fairer terms. Even with bad credit or no bank account, you still can qualify for a loan with us and go on the vacation you deserve.